When you leave full-time employment, there is a period of time after that when you will continue to be covered by Social Security for Disability Benefits. Welcome to the 20/40 Rule.
The 20/40 Rule
If you have become disabled after you’ve left employment, you may be eligible for Disability Benefits – assuming that you’re under Full Retirement Age (FRA). In a case such as this, if you have worked the required number of quarters to be eligible for Disability Benefits, the rule is that you must have worked 20 quarters out of the previous 40 quarters, earning at least …Read More