Archive - August 17, 2011

1
Are REIT’s a Good Investment When Interest Rates Are Low?
2
How To Prepare For the Next Recession
3
3 Jobs That Can Help Get Your Child’s Student Loans Forgiven
4
Is Your Bank Safe?

Are REIT’s a Good Investment When Interest Rates Are Low?

Low interest rates can act as a lever to enable investors to buy assets during a recession. Low interest rates can help to start a stock market or real estate market boom. So it is tempting to think that this is the time to buy a REIT, but that is wrong. The ideal time to buy assets is not when financing is chap, rather one should buy when financing is expensive because then the price will have been reduced because higher interest rates make assets less affordable.

The Fed’s low interest rates are short term and are not locked in …

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How To Prepare For the Next Recession

Markets go up and down. We have no control over when recessions will happen. What we can control, though, is how they affect us.

Imagine for a second that cash is like gas. And your comfortable, worry-free life is your car.

Now running out of cash in a recession is like running out of gas 100 miles from the nearest gas station. It’s just about the worst thing that can happen. You’ll be forced to sacrifice some of your portfolio to get through, selling some of your assets for less than they’re worth.

Two Tanks Win

The best way to …

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3 Jobs That Can Help Get Your Child’s Student Loans Forgiven

The summer is quickly ending which means school will shortly commence. While it’s great that your child is college bound, that doesn’t mean you want to be forced to take out hefty loans or spend your life savings to foot the bill. Fortunately there is a way your child can go to school for free (or at least for a fraction of the price) by simply choosing a specific career. The careers highlighted below are known to give loan reimbursement after a few years of employment. With that said, your child may just be able to pursue their dreams while …

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Is Your Bank Safe?

This week, a friend expressed concern to me about the safety of his bank. So today I'm addressing two questions: how can you find out whether your bank is in good financial shape, and just how strong is the FDIC's insurance fund?

My initial response to this question is that bank accounts are insured by the FDIC for $250K or more, depending on how the accounts are configured. But my friend pointed out that his bank is one of the largest banks in the US. If it’s “too big to fail,” he asked – what happens if it does fail?…

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