Archive - July 18, 2014

1
Why ZIRP Doesn’t Help the Economy
2
Light Speed News …. Market Implications and Some Cool Complacency Stats … Summer Friday
3
Organize Your Finances – Net Worth
4
A Consequence of the Affordable Care Act

Why ZIRP Doesn’t Help the Economy

 

   The Federal Reserve’s zero rate policy (ZIRP) is designed to fool long term investors, particularly businesses into expanding a business, etc. yet it mainly is used by short term speculators who are afraid to commit to long term ownership and instead seek short term speculation. If Fed policy was that rates would be guaranteed to be low for decades then businesses would react differently. Even though low short term rates can act to pull down long term rates and thus give some people a fixed rate loan, the problem is that not every one or every project can …

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Light Speed News …. Market Implications and Some Cool Complacency Stats … Summer Friday

Yesterday while on a business call in a Starbucks (still traveling.) I was once again reminded at how fast news travels.

Best to Families involved with the Air Crash

My best wishes go out to all of the families of the victims of this terrible tragedy. By no means do I wish to minimize their loss.  The following are simple observations, in my humble opinion worth noting.

Within seconds of overseas radio reports, my cell phone began vibrating like it was possessed. Over an hour before seeing the first pictures on major networks, they were already a part of the …

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Organize Your Finances – Net Worth

photo: What is net worth? According to Wikipedia.com Net Worth is the total assets minus total outside liabilities of an individual or a company. Net Worth is used when talking about the value of a company or in personal finance for an individual’s net economic position. The equation looks like this: net worth = assets – liabilities If […]… Read More

A Consequence of the Affordable Care Act

Barack Obama signing the Patient Protection an...

Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia)

As much as I wanted to put the word unintended before consequence in my title, I had a hard time believing that what I’m about to write about was unintended.

As many of you are aware, the Affordable Care Act a.k.a. “Obamacare” is the law passed that requires, among other things, that everyone carry health insurance, subject to some specific exclusions. What I want to talk about is how this affected my insurance specifically and likely affected the insurance of many others.

Before …

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