Archive - May 2015

1
The Art of the Rebalancing Bonus
2
The Market Has Been Flat For Six Months — Why This is Great News
3
Get Debt Free Faster
4
How Millennials Save and Spend
5
Student Loans Weighing you Down?

The Art of the Rebalancing Bonus

Portfolio design and rebalancing is both a science and an art. Understanding the science is akin to understanding the physics of why a spinning ball hooks and bends. The art is the execution of the science such as when you are actually playing soccer or golf. It is the execution and follow-through that produces the desired outcome.

Knowing that rebalancing boosts returns is useless unless you as the investor have the time, discipline, and nerve to follow through and actually strike the ball.

Rebalancing is the most helpful when it is most difficult. Rebalancing involves selling the investments that have …

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The Market Has Been Flat For Six Months — Why This is Great News

Investors have experienced a very uneventful 2015. In fact, at market close on 5/7/15 the Dow Jones Industrial Average was at essentially the same value as it was on 12/5/14, up a total of just 0.72% over the six-month period. This lack of fluctuation has been even more pronounced over the last two months. As of the market close on 5/7/15, the S&P 500 has closed between 2,040 and 2,120 for 66 days in a row. Further, between 4/9/15 and market close on 5/6/15, the DOW hasn’t experienced a 1-month high OR low and has traded within a 2%… Read More

Get Debt Free Faster

The most vulnerable area of your finance is your debt that you owe to your creditors. Until and unless you can get out of it, your chances of having a healthy financial future are slim to none. Clearing off all … Continue reading Read More

How Millennials Save and Spend

Portrait of young woman.What are some of the things you’ve heard about Millennials? (This generation is sometimes defined as those born between 1980 and the late 1990s, although some extend their definition to people born in the early 2000s) Perhaps that they clash with previous generations in the workplace? Or maybe that they want a lot without working for it? Millennials often get a bad rap but The Washington Post reported on a Bankrate survey that found that these young adults have better saving habits than older adults:

“…most millennials are saving something: 37 percent were saving 5 percent or less of their

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Student Loans Weighing you Down?

Over 40 million Americans currently carry student loan debt with average balances of $29,000. If medical school was part of the equation that number could easily triple or quadruple.

If you find yourself grappling with hefty student loans and all the decisions that come along with them, make sure you fully understand the details of your loans and all of your options before devising a plan to deal with your debt. The details can be overwhelming, so we’ve done our best to break down some key points for you here.

The Basics

There are a number of different types of …

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