Archive - September 18, 2015

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A Brief Explanation of the Thrift Savings Plan (TSP)

A Brief Explanation of the Thrift Savings Plan (TSP)

I love the TSP and the fund options it offers. Participants (generally government employees and military) have access to very low cost index fund options and a handful of target date funds (L Funds) that incorporate different combinations of the individual index fund options depending on what stage you’re at in your retirement savings journey. I wish more employer sponsored plans mirrored the TSP’s simplicity, low costs and efficiency. Employees may or may not have access to a match on deferrals, depending on their employment class.

The TSP has a number of different fund choices available. The G Fund invests …

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