Part 1 of this series addressed how parents and family members can sometimes influence a child’s choice of schools through words and actions. Part 2 focused on the myriad of choices and how to assist a child in narrowing the selection to those best suited to help achieve vocation goals. The final segment of this 3 part series will attempt to outline options to think about when paying for a college education. While it may be possible to cover the entire cost of a child and their siblings’ education, it might be worth considering other options that involve the child. …Read More
Recently, I read Alex Padalka’s article in Financial Advisor IQ, “Top IBDs Rake It in From Revenue-Sharing,” which made me realize how lost the average investor must feel. Most average investors don’t trust the financial services industry to do what is right. That’s because the world of so-called advisors is filled with people who have a vested interest in commission-based products and services.
The article talks about IBDs, an acronym for Independent Broker-Dealers but is never defined, making money from revenue-sharing commissions, which also aren’t explained. …Read More
However, there is an exception to this rule that I recently became aware of. It’s in part because the circumstances surrounding this exception have recently become more common – so let’s get to the exception.…Read More
If all of that sounds imprecise, that is because it is. The decision to start getting Social Security is an individual one …Read More
Many websites require users to register and create an account in order to read and access the site. Most of these are legitimate websites who are concerned about security and trying to protect their sites from attack. But some websites are fishing for your personal information.
Those sites invite you to give them your name, email address, create a password, and answer several common security questions. Then, they use the personal information that you have given them for their own purposes.
At a minimum, you have given them your email address and they can use that information to send you …Read More