Archive - October 6, 2015

1
When Millennials Move Back Home
2
Tech Stocks: A Source of Future Growth?
3
Student Loan Debt Doesn’t Have to Derail Your Life

When Millennials Move Back Home

Cheryl J. Sherrard, CFP was quoted in a September 21st article in the Wall Street Journal, focused on what parents should know, and do, about the financial challenges of boomerang children.

More millennials are spending early adulthood in the same place where they spent their formative years: in their parents’ homes.

It’s crucial that both parties understand the financial implications of this homecoming. For parents, a child’s return often means a greater financial burden, just as the parents may be struggling to meet their own savings and retirement goals. It also can make it more difficult for the millennials to …

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Tech Stocks: A Source of Future Growth?

    Examining macroeconomic themes it seems there many reasons to be bearish about stocks and the economy. But eventually after a big crash new green shoots grow through the cracks in the sidewalk and a new economy grows. After a systemic crash there will be a further dramatic growth of tech companies. Tech enthusiasts have shown how it may take a period of 20 years for tech developments to reach critical mass at which time the growth and economic impact start to be clearly accepted by investors.
    Does that mean one should not bother trying to avoid a systemic

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Student Loan Debt Doesn’t Have to Derail Your Life

aLast week, we discussed how college teaches real-life lessons about financial planning, emphasizing that figuring out how to manage money can set one up for fiscal responsibility during the college years and beyond. But some people derail their lives before classes start by taking on more student loan debt than necessary. Bankrate.com is one of many media outlets to report that student loan debt has caused some people to alter life plans. According to a Bankrate Money Pulse survey:

“45% of Americans with student loans, and 56% of those between 18 and 29, have put off a major

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