Archive - January 2016

1
Marotta’s 2016 Gone-Fishing Portfolio
2
The Issue of Debt: Part 6, Car Loans
3
5 Tax Credits You Don’t Want to Miss
4
Reach the Financial Goals You Set for the New Year
5
5 Ways to Handle a Falling Market

Marotta’s 2016 Gone-Fishing Portfolio

In 2011, we made the Marotta Gone Fishing Portfolio and have updated and reviewed it every year since. A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility. Its primary appeal is simplicity. But a secondary virtue is that it avoids the worst mistakes of the financial services industry. The Marotta gone-fishing portfolio is used by many subscribers as a free and simple way of low-cost investing.

The gone-fishing portfolio provides suggested asset allocations for investors up to age 70 and up to $1 million. Comprehensive financial planning can …

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The Issue of Debt: Part 6, Car Loans

The Issue of Debt: Part 6, Car Loans After I graduated from college, and before I was to report to Ft. Eustis, for my first bit of Army training, I bought my first car; a beautiful white Ford Mustang. I figured with a guaranteed three year employment, I could swing a three … Continue reading The Issue of Debt: Part 6, Car Loans Read More

5 Tax Credits You Don’t Want to Miss

As individuals begin to file their tax returns for 2015 here are some tax credits that some individuals may qualify for to help reduce, if not eliminate their tax liability.

  1. Child Tax Credit. This credit may be worth up to $1,000 per child, depending on income. The child must be under age 17 at the end of 2015, as well as be a dependent and a US citizen. Additional information can be found in Publication 972.
  1. The American Opportunity Tax Credit. This tax credit for education expenses is allowed for parents for up to the first four years of post-secondary
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Reach the Financial Goals You Set for the New Year

Will you reach the financial goals you set for the New Year? Sure, we have not even finished the first month of the New Year but if you are already dissatisfied with your progress, you might need to do something differently. Whether it was the switch from the holiday season, changes in the weather, or the reality that your financial goals are going to require more effort than you thought, you may need to build more momentum to keep going.

In an article for The Motley Fool website, finance columnist Morgan Housel wrote:

The most powerful trick is learning how

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5 Ways to Handle a Falling Market

Given the recent market volatility and the uncertainty that comes with it here are a few things to consider to reduce potential stress. Some individuals can perhaps make the best of a rocky situation.

  1. Do nothing. Before reacting or making a decision that could affect your returns and income in the future, take a moment to think about the situation. Is it as bad as it seems? Is it just like the previous market dips? What happened afterwards? If you’ve decided on the correct asset allocation for your portfolio then expecting market dips should be the norm, not the
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