Archive - December 2, 2016

1
All You Need to Know About Saving for Emergencies
2
529 College Saving Plans
3
In Times of Change, Focus on Your Financial Plan
4
How to Save On Holiday Spending

All You Need to Know About Saving for Emergencies

At the end of 2015, a Bankrate.com survey showed that only 37% of respondents would be able to pay for an unexpected expense with their savings. According to a CNBC article, that equates to about 66 million Americans with no emergency savings. These numbers are indeed very troubling!

Where do you stand in this equation? Are you part of the minority who have enough saved up? If you are, well done! Or are you part of the 66 million Americans who do not have the savings? If you are part of the majority, here are some things for you …

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529 College Saving Plans

This month we have a guest blog post from Dave Fernandez, CFP® who is a native of Arizona and has over 20 years of financial services experience.  He started his financial services career in 1995, is a NAPFA Registered Financial Advisor and is the owner of a fee only financial planning and wealth management firm, Wealth Engineering, located in Scottsdale.

529 College Saving Plans

Many of my clients have children, grandchildren or other loved ones who plan to attend college in the future. However, it is becoming more challenging each year to plan for the cost of college as …

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In Times of Change, Focus on Your Financial Plan

No one can guarantee when the markets will go up or down. Lots of talking heads and so-called “experts” like to claim they know when factors like news items or current events will impact how the stock market behaves, but it’s all guesswork.

It’s extremely easy to get caught up in a 24/7 news cycle that produces headlines and predictions meant to invoke emotional reactions in viewers. But the key to long-term financial success is tuning out the noise and understanding that ups and downs happen.

We know markets can be volatile. That’s part of the price paid to invest

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How to Save On Holiday Spending

It’s that time of year when Thanksgiving comes and goes and before we know it Christmas will be upon us. For many people, this time of year means the giving and exchanging of gifts to family, friends and loved ones. It also means that many people will be worried about their spending over the Holiday season; with concerns of how to budget, going over budget, or amassing unwanted amounts of credit card debit.

Here are some ideas to help keep your Holiday spending in check in order to stick to your budget and avoid the trap of credit card debt …

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