Archive - 2018

1
Make Your Retirement Dreams a Reality
2
Is Portfolio Rebalancing Overrated?
3
How Firm is your Investment Character?
4
Now That The Dust Has Settled…Smart Tax Moves In 2018
5
Tax Time Thieves

Make Your Retirement Dreams a Reality

A Motley Fool article offers the warning “Don’t Retire Unless You Can Answer These 4 Questions”  and the questions they outline are good ones. Many of us dream of the day when we  can retire but a number of us do not actually plan well for the reality. In the best case scenario, we reach retirement and realize that we have not planned well for our financial or emotional wellbeing and then we quickly make adjustments. In the worst cases, we are forced into retirement earlier than we might have imagined and find ourselves at a loss.

Measuring

Read More

Is Portfolio Rebalancing Overrated?

Portfolio Rebalancing Might Be Overrated,” quoted an investment strategist as questioning the value of regular rebalancing. Although the author included many quotes from advocates of rebalancing, the article failed to explain the debate in a way that readers could understand, let alone judge, what was being said.

Regular rebalancing is a key component of modern portfolio theory. It is important for us to provide the missing explanations here. Hopefully these clarifications will settle any debate about the value of rebalancing.

The article said:

To many, it is an unassailable principle: Investors should periodically rebalance their portfolios to their target

Read More

How Firm is your Investment Character?

One time Fidelity Magellan Fund manager and investing legend Peter Lynch once said “The real key to making money in stocks is not to get scared out of them.”

Benjamin Graham said “What investors need, but few have, is a “firmness of character.”” What he was referring to is the ability for investors to keep their emotions in check.

Investing success is more influenced by DQ than IQ. Our Discipline Quotient, or the ability to remain disciplined during emotional times, is what sets investors apart. Exercising investment discipline is a difficult, but not impossible endeavor.

Buy Low, Sell High

Every …

Read More

Now That The Dust Has Settled…Smart Tax Moves In 2018

By Eve Kaplan, Certified Financial Planner®

Now that the dust has settled, here are some smart tax moves to lower your taxes and/or avoid higher taxes/penalties in 2018. These steps may be especially helpful if you live in high property and high income tax states (e.g. New Jersey, New York, California) since state and local tax deductions are capped.  Unfortunately all these changes mean you’ll need more time and energy to stay on top of your taxes.

Here are 4 strategies to lower taxes and/or avoid higher taxes/penalties:

  1. Bunch Up Charitable Donations With A Charitable Trust. Charitable trusts can be
Read More

Tax Time Thieves

It’s the time of year when we scramble to gather our W-2s to file taxes before the April 17 individual income tax deadline.

Unfortunately, identity thieves also are scrambling to gather your personal information to file fraudulent tax returns. How can you prevent an identity thief from stealing your refund? Below are a few helpful tips on protecting your identity this tax season:

Store your personal information and financial documents in a safe place. Avoid carrying your Social Security card with you and keep financial documents in a secure location.

Be aware of impersonators. Don’t give personal information over the …

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login