Archive - 2019

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What Is It That You Want To DO?
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Put Your Money to Work for You
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Social Security / Ponzi Comparison – is it fair?

What Is It That You Want To DO?

Note: Taking a little break from tax law and retirement planning for the day…

One of the questions that I often ask folks as we’re working on financial matters is – “what is it that you want to DO?”  And in this case, DO is capitalized to be emphatic, because the context of the question is with regard to life.  “What is it that you want to DO in your life?”

Deep down, we all have the desire to matter.  We want to, in some way, create a legacy of our life, so that this time we’ve spent here doesn’t …

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Put Your Money to Work for You

According to Yahoo! Finance, 1 in Every 4 Americans is Working this Labor Day and Their Hard Work is Going Unappreciated. The article made mention of a contest in which U.S. laborers can win a paid day off.

There is always some working at something in order to keep things going. You might not want emergency service workers to all take the day off. People in the armed services cannot all take the day off. And if you went to enjoy some recreation outside of your home, you probably expected restaurants and beaches to be staffed. And since …

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Social Security / Ponzi Comparison – is it fair?

Time after time, folks compare the Social Security system to a giant, government-sponsored Ponzi scheme. The argument is that current beneficiaries are paid by funds from new monies being added into the system. This is a broad description of how the typical Ponzi scheme works… but is this a fair comparison to Social Security? The other day I came across an article written by a fellow financial blogger, xrayvsn, who is a practicing radiologist. His blog can be found at xrayvsn.com, and he writes a lot of great stuff about the FIRE movement (Financial Independence / Retire Early), among other …

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