Author - Claire Emory, MBA, CFA, CFP®

1
Investment 101: Choosing and Selling Profitable Investments
2
It’s Okay to Start Social Security Earlier Than Planned
3
Should Adult Children Pay Rent?
4
Give Your Investments Time to Grow
5
Financial Planning Lessons from the Founding Fathers

Investment 101: Choosing and Selling Profitable Investments

In “How to Fund Your Retirement Without Selling Off Your Investments,” The Motley Fool explains the two ways people usually make money after investing in stocks and bonds: selling once the investment is worth more (capital gains) or getting a monetary reward from the organization you invested with (dividend or interest).

This explanation points the way towards how one can retain investments and still profit from them:

“Choosing investments that will produce lots of income for you is an important part of retirement planning.”

When you have an investment that offers dividends or interest, you profit without selling. …

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It’s Okay to Start Social Security Earlier Than Planned

There are a number of sayings about how you can make plans for your life and not be able to see them through. Financial planning is not something you do to guarantee that things will go your way but a way to ensure that you are prepared for whatever life may throw at you. It’s okay to start social security earlier than you had planned.

After hearing from a senior who felt like a failure because of the need to start Social Security earlier that anticipated in an online chat, Washington Post finance columnist Michelle Singletary responded:

“If you need

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Should Adult Children Pay Rent?

What does financial independence look like? This can be a tricky question when adult children are employed but still not earning enough to finance their own lives. If you can sit down and discuss the matter before the child has moved back in, you are ahead of the curve. Some parents find themselves having this discussion after their adult child has been home for a while—that can be awkward but better late than never.

In an article that argues for parents not to charge adult children rent, one writer acknowledges that both she and her mother had tight budgets …

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Give Your Investments Time to Grow

You may have heard talk of ‘helicopter parents,’ to refer to parents who won’t give their children space to grow because they are constantly hovering over them and perhaps even trying to do school assignments for them. Well, as Fee-Only financial advisor Margaret R. McDowell explains in “Don’t hover over your investments,’” you may be a ‘helicopter’ investor if you are not giving your investments time and space to grow.

As McDowell explains, all of out technological advances may be hurting our investment portfolio if we use the computer and phone apps to continuously check on our investments

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Financial Planning Lessons from the Founding Fathers

Money Lessons of America’s Founding Fathers offers the kind of financial information about our country’s early leaders that may have been missing from your history textbook. Whether you can relate to the Founding Fathers or not, you can learn from their financial planning practices (or lack thereof).

Alexander Hamilton is all the rage these days because of the hit musical about his life. It is true that he may not have been given the credit he deserved for the creativity he showed in building our nation’s financial structure but it is also true that he did better for the country …

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