Author - Claire Emory, MBA, CFA, CFP®

1
Use Internet Saving Memes to Save the Old-Fashioned Way
2
Avoid Post-Holiday Spending Guilt
3
Investment Moves to Make Before the Year Ends
4
The Softer Side of Estate Planning
5
Financial Literacy: Credit Cards and Holiday Shopping

Use Internet Saving Memes to Save the Old-Fashioned Way

Perhaps you have seen memes online like the one pictured here and thought that this was something you should do. It may seem old-fashioned but whether you manually set aside the money each week or schedule automatic deductions, these memes are on the right track to get people to save.

Many of us intend to save and don’t get around to it. Memes like this break down a savings plan into manageable steps. In eras past, people would join savings clubs at credit unions or put aside money in conjunction with their friends so they could cheer each other on.…

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Avoid Post-Holiday Spending Guilt

A day after many of us have unwrapped gifts and eaten too much, we may feel guilt for some of our excesses. There are ways to avoid the post-holiday guilt that people feel after the winter holidays. For some, it won’t hit until after New Years Day or some time early next year when bills arrive.

If you haven’t followed the financial planning advice you have heard this holiday season, you can still start the near year on stable footing.

Return and donate. Sometimes just looking at objects we don’t find useful or comforting can make us feel unhappy…and whether …

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Investment Moves to Make Before the Year Ends

You should be looking into financial planning for the coming year but there are some things you can do before the clock strikes midnight on the last day of the year that will be beneficial.  Money magazine offers its readers “7 Investing Moves You Need to Make by December 31.”

If you got a raise, raise your retirement savings rate. It is easy to keep your savings rate the same, especially if you have automatic deductions through a 401(k) with an employer but Money advises:

“If you simply stay the course and fail to raise your contribution rate

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The Softer Side of Estate Planning

We’ve said before that estate planning is not just for those with great wealth. it is for anyone who will leave loved ones behind and who has an interest in having a say in how the resources they leave behind are used. Estate planning is more than just numbers. It sets guidelines for care of dependents and distribution of assets.

While a Fee-Only financial planner can help you figure out how to reach financial goals that include leaving resources to help care for yourself and others, it helps if you know your personal stance on a number of issues. Some …

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Financial Literacy: Credit Cards and Holiday Shopping

According to U.S. News and World Report, holiday shopping tests your financial literacy. Don’t let the desire to get just the right thing for someone you care about blind you to how retailers and credit card companies find ways to make more money or to how you can save on your purchases.

Black Friday Bargains? Whether you monitor things yourself or you use apps that track prices, make sure you are getting the best price for big-ticket items. The article notes that last year, WalletHub research indicated “…about 17 percent of items were actually more expensive on Black …

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