Author - Daniel Joss MBA, CFP®, RLP®

1
Are your monthly statements helpful?
2
Market Pricing, The Markets, the Prices, and You and Me
3
The Issue of Debt: Part 6, Car Loans
4
The Most Tax Efficient Ways to Gift Cash and Assets
5
Should You Use a Safe Deposit Box?

Are your monthly statements helpful?

You may receive portfolio performance reports every three months or so—a form of transparency that financial planning professionals introduced at a time when the typical brokerage statement was impossible to decipher. It might surprise you to know that most professionals think there is actually little value to any quarterly performance information, other than to reassure you that you actually do own a diversified portfolio of investments. It’s very difficult to know if you’re staying abreast of the market, and for most of us, that’s not really relevant anyway.

Why?

The only way to know if your investments are “beating the …

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Market Pricing, The Markets, the Prices, and You and Me

Welcome to the first installment in our series of Joss Financial Group’s EB Investing Insights: The Markets, the Prices, and You and Me. When it comes to investing (or anything in life worth doing) it helps to know what you’re facing. In this case, we face “the market.” On a side note, I smile when I … Continue reading Market Pricing, The Markets, the Prices, and You and Me Read More

The Issue of Debt: Part 6, Car Loans

The Issue of Debt: Part 6, Car Loans After I graduated from college, and before I was to report to Ft. Eustis, for my first bit of Army training, I bought my first car; a beautiful white Ford Mustang. I figured with a guaranteed three year employment, I could swing a three … Continue reading The Issue of Debt: Part 6, Car Loans Read More

The Most Tax Efficient Ways to Gift Cash and Assets

“Gifts and giving” is a very big topic and not likely to be covered well in 500 to 800 words.  So, this quarter I’ll forgo the lecture on how we all should be giving more and how charities are receiving less because of our recent economic issues.  Instead, I’ll focus a few words on non-charitable giving and give a few examples of how our clients express their love by giving to those in their lives.

We often assist with the transactions of our clients as they give or receive money or stock to or from family members.  There are several …

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Should You Use a Safe Deposit Box?

We recommend that our clients have a safe depos­it box at a local bank. Safe deposit boxes provide a secure container for your important items; rarely worn jewelry, documents, etc… These important items will not be stolen, burned, lost or otherwise misplaced. And, if your items are not lost in the first place, you will not needlessly spend time and money and incur great aggravation trying to get them replaced. Can you imagine trying to replace a birth certificate or marriage license at the last minute? We wish that on no one.

If you choose not to take our advice …

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