Author - FiGuide

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4 Ways to Eliminate the New Bank Fees
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The Age Old Question of Age in the Workplace
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How to Overcome Adversity on Your Way to Retirement
4
Changing of the Guard: Leaving Your Children an Inheritance
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The Benefits of Buying Long-Term Care Insurance Now

4 Ways to Eliminate the New Bank Fees

 

 

 

 

 

 

 

Beware the bank that nickels and dimes its customers.  Such is the world we live in today with banks like Bank of America, Citi, and Wells Fargo announcing new fees for debit cards and even checking accounts.

It used to be that we gave our money to a bank to earn more money, not to spend it.

So what’s a saver to do?

1.)   Switch banks.  Many consumers are switching over to community credit unions for their absence of fees. In fact, many offer better savings rates on savings accounts and CDs and …

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The Age Old Question of Age in the Workplace

 

 

 

 

 

 

 

Ok, time for some good news.

A recent survey conducted by AP-LifeGoesStrong.com reveals that age is not the issue at work that some of us had feared it would be.

A full 61% of baby boomers surveyed said that their age is not an issue at all at work – encouraging tidings for those of us who are planning to stay on with an employer after our official retirement age.

A further 25% said their age was an asset, whereas only 14% cited age as having a negative impact on their lives at …

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How to Overcome Adversity on Your Way to Retirement

 

 

 

 

 

When I was a girl I watched my Mom and her sister struggle to make ends meet. Because my Dad and Uncle died at early ages, the security they thought they would have and what actually happened were as different as night and day.

That taught me that it pays to be prepared. Life’s unpredictable, but the more you can save when times are good, the better you’ll be able to make it through when times are tougher. I saw this first hand in my family and, thankfully, we were able to make the best …

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Changing of the Guard: Leaving Your Children an Inheritance

 

 

 

 

 

 

 

It seems there’s another way that we’re different from our parents – we’re planning on leaving next to nothing to our kids.

As Walter Hamilton at the L.A. Times discusses, the days of carefully building wealth that can be passed on to the next generation are over.

“They say, ‘If there’s something at the end I’d love [them] to have it, but what’s important for me now is to get what I’ve earned, which is to travel and have a nice bottle of wine,'” said Susan Colpitts, executive vice president of a …

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The Benefits of Buying Long-Term Care Insurance Now

 

 

 

 

 

 

Long-term care can be extremely expensive – costing up to $70,000 per year, according to the U.S. Department of Health and Human Services.

It’s also not covered by Medicare or most health insurance policies.

For this reason, as Suzanna de Baca points out, a long-term care insurance policy may be worth investing in if you want to keep on living in your home into your 80s or 90s.

Getting it while you’re young and relatively healthy can buy you affordable coverage – and a lot of peace of mind to boot.

Benefits typically …

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