There is a no risk, pain free way to save money for college that most families are not aware of called Upromise. Upromise is an easy to use rewards program that families can sign up for to receive money back on purchases they make at participating retailers and service providers. These savings can be on top of an individual’s existing credit card reward program, or it can be magnified when the participant signs up for a Upromise credit card. Even though Upromise is nothing more than a multifaceted rewards program, it is unlike a lot of its peers in that …Read More
As housing prices have dropped significantly over the past two years, it may be time to reassess your living situation. Since there are many different factors to consider when making a lease or buy decision, I’ll just give you an example (mine) and the formula to help you make the decision for yourself. Then you can plug in your own information and decide for yourself. The following factors are the main influence on a purchase decision for your personal residence.
- The price of a home in your area
- Mortgage interest rates in your area
- Income tax benefits of home ownership