Author - jim@blankenshipfinancial.com (Jim Blankenship)

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How We Can Serve You
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De-stress Your Investing
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How to Save on Auto Insurance
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Are YOU ready for retirement?
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How to Save More Without Making More

How We Can Serve You

I wanted to write a short post this week letting our readers know that even though the majority of them may not be located in the state of Illinois, we are generally still able to help and work with you should you want to use or services. Here are a few ways that we can make your experience working with us as “local” and as professional as possible.
  1. We use email – a lot. This is arguably the main way we communicate with clients. It’s not that we’re above using the phone, but with our schedules we are frequently
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De-stress Your Investing

Over your working career is possible you’ll accumulate multiple retirement accounts if you switch jobs frequently and there’s also the possibility that you’ll have multiple IRAs depending on if you’ve moved switched advisers, or wanted to give a fledgling adviser their first sale.

Eventually, annual statements start pouring in from all of these accounts and it can be difficult and stressful to keep track of all of the accounts and where your money is being held. For example, you may have to 401(k) plans from two previous employers in addition to the plan you have with your current employer. You …

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How to Save on Auto Insurance

No, this isn’t a plug for a specific insurance company. It’s more of a plug on how you can put more money into your pocket by following a few simple steps to lower your auto insurance premium without sacrificing the importance of liability coverage.
  1. Consider raising your deductibles. If you’ve never been in an accident or it’s been quite a long time since your last accident then chances are you’re paying too much if your deductibles are low – anywhere from $0 to $250. Raising your deductibles can lower your premiums and generally the higher the deductible the lower your
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Are YOU ready for retirement?

Photo courtesy of David Marcu on unsplash.com

Photo courtesy of David Marcu on unsplash.com

In this time of disappearing pensions, corporate downsizing, and high unemployment it becomes a great concern that many folks are still not saving enough for retirement. This may be due to a failure to realistically assess future costs or because we’re spending too much without saving – which is a hallmark of the baby-boom generation. Granted, there are plenty of good reasons why spending is out of control – with healthcare costs increasing all the time, for example. But I suspect that much more of the blame for our low savings balances is …

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How to Save More Without Making More

7214454962_e2050bb2c3_mHere’s a pretty neat strategy that you can try if you’re looking to save a bit more for retirement, college or even paying down debt. It works like this:

Whenever we’re out shopping or online shopping there’s always the temptation to purchase things we really don’t need. For example, I was at the store the other day and tried on a few pairs of jeans. Did I really need them? No. Did I want them? Of course. You may have seen yourself in a similar situation – wanting something but knowing you most likely didn’t really need it.

Here’s the …

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