Author - Michael J. Garry, CFP®, JD/MBA

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Both Spouses Need to Increase their Financial Literacy
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#Tax Refund this Year? Maybe, Maybe not
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#Luck Often Plays A Role In Stock Returns
4
The Secret to Retirement Planning
5
Retiring at 43?! #FIRE

Both Spouses Need to Increase their Financial Literacy

The post Both Spouses Need to Increase their Financial Literacy appeared first on Yardley Wealth Management, LLC.

The New York Times recently ran a great article about financial literacy.

Business school professors did a study and found out that when one person handles most of the financial chores in a household, that person gets better at it. That makes intuitive sense. With anything that you practice at or do routinely, you tend to improve.

I would say from my personal experience in working with hundreds of couples and families, one person usually makes most of the decisions.

That turns …

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#Tax Refund this Year? Maybe, Maybe not

The post #Tax Refund this Year? Maybe, Maybe not appeared first on Yardley Wealth Management, LLC. There has been a lot of talk about tax refunds or the lack thereof. People are getting lower tax refunds than they used to. Sometimes they even owe money, when they never have before. The reason is fairly simple. When the government did the tax overhaul last year, they also changed the withholding schedules. Employers withheld less from their paychecks to give to the Treasury. There are a few reasons for the change. The biggest reason was to make the tax cut look… Read More

#Luck Often Plays A Role In Stock Returns

The post #Luck Often Plays A Role In Stock Returns appeared first on Yardley Wealth Management, LLC.

Mark Hulbert wrote another interesting article in the Wall Street Journal. Mr. Hulbert follows investment strategies and newsletters and always has interesting insights. He reads what a lot of people write and then explains it to the rest of us.

He interviewed Gene Fama and Ken French. They are professors at the University of Chicago and Dartmouth. DFA mutual funds follow strategies based on their academic research.

The gist of what they said is that some investing strategies that are fairly consistent …

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The Secret to Retirement Planning

I’m going to tell you the secret to retirement planning. It’s easier than you might imagine, but for those of you who can do it, it will really work, and that is – work longer and wait to collect Social Security, until 70, if you can.

I know that’s not for everybody. Some people have jobs that are just intolerable or too physically demanding or working a little bit extra and a little bit longer might not be an option for you.

For those that can, however, working a little bit extra and a little bit longer than you might …

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Retiring at 43?! #FIRE

I read a fascinating article by Steven Kurutz in the New York Times recently, it’s titled, “Retire at 43. You’re on FIRE.”

It talks about people who have made the conscious decision to live very frugally. They save a giant percentage of their incomes so they can retire at really young ages. Not 57 early retirement, but 43 or younger!

It’s fascinating, it’s a really interesting mindset. We really hadn’t seen a lot of this before, but have in the last five to ten years. People that want to have control of their lives, be independent and decide what they …

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