Category - Investing

1
Are Women Better Investors?
2
Employee Benefits For Transitioning Personnel-Employee Stock Options
3
Primer on Indexes; What Are They? Part 1.
4
Are You a Near-Sighted or a Far-Sighted Investor?
5
Are your monthly statements helpful?

Are Women Better Investors?

Why women are better investors: study,” Reuters discusses a Fidelity investments survey and an academic study which found that women save more than men and that their investments also earn more. The survey found the savings and the investment advantage women have over men is 0.4 percent, adding “…the disparity at retirement age is anything but minor. For a 22-year-old starting out with a salary of $50,000 a year, a woman investor will outpace her male counterpart by more than $250,000.”

The article revisits the idea that people presume that men are better investors with women since less than …

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Employee Benefits For Transitioning Personnel-Employee Stock Options

There are many employer benefits that just aren’t available to servicemembers.  Before separating from service, it’s important to understand what types of benefits exist, and what impact they may have on our personal finances.  This article focuses on employee stock options, specifically:

  • What are stock options?
  • Why do stock options exist?
  • Why do employers offer employee  stock options?
  • What type of employee stock options are there?
  • Tax treatment of employee stock options
What is a stock option?

A stock option is simply a contract that allows you to purchase or sell shares of stock (usually in blocks of 100 shares), …

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Primer on Indexes; What Are They? Part 1.

This article about the stock index first appeared in a monthly news letter to my clients in March of this year. This is the first part of a four part mini-series.

Since nearly every media outlet on the planet reported the news, you probably already know that the Dow Jones Industrial Average topped 20,000 for the first time on January 25, 2017. But when a popular index like the Dow is on a tear, up or down, what does it really mean to you and your investments?

Great question. In this multi-part series, we’re going to cover some of the …

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Are You a Near-Sighted or a Far-Sighted Investor?

by Eve Kaplan, Certified Financial Planner(TM).

Are you a Near-Sighted or a Far-Sighted investor? If you’re a near-sighted investor, you probably check your investment balances frequently (even several times a day) and you feel good when your investments are up. Your focus is short-term, even though you may live another 30-50 years. Conversely, you worry or feel regret when your investments are lower. If you’re a far-sighted investor, you’re knowledgeable about your investments but you check them less frequently, you’re less worried when they decline and you may suffer less financial angst. Your focus is medium to long-term.

Like …

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Are your monthly statements helpful?

You may receive portfolio performance reports every three months or so—a form of transparency that financial planning professionals introduced at a time when the typical brokerage statement was impossible to decipher. It might surprise you to know that most professionals think there is actually little value to any quarterly performance information, other than to reassure you that you actually do own a diversified portfolio of investments. It’s very difficult to know if you’re staying abreast of the market, and for most of us, that’s not really relevant anyway.

Why?

The only way to know if your investments are “beating the …

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