Many financial planners – including me – will tell you that market timing is not a good idea. But that doesn’t mean that we should all bury our heads in the sand and ignore opportunities. It’s a fine line, but there is a difference.
One example is the current mortgage rate environment. Look at whether it makes sense to refinance your mortgage while rates are still low. Whether you want to lower your payment, stretch out your payments over a longer time, or let a lower rate so you can get the mortgage paid off more quickly, now is a …Read More