The holidays are upon us and many people are saying “Bah Humbug!” There is a way to enjoy the holidays without overspending. Here are a few tips:
- Plan your shopping. Don’t go out shopping without a list of what you’re looking for and the price range you have for each purchase. No impulse purchases!
- Make gifts. Take a little time to put together gifts with materials you already have or are inexpensive. It can be a knitted scarf, a photo collage, homemade bread, or a bird house. The personal touch is better than anything money can buy.