Archive - 2010

1
Using Donor Advised Funds To Make Charitable Donations
2
Converting To a Roth IRA Just Got Easier
3
What You Should Know Before You Sell Your Investments At A Loss
4
A Comprehensive Summary of the 2010 Tax Relief Act
5
Forecast for 2011: T-Bonds Outperform

Using Donor Advised Funds To Make Charitable Donations

Improving financial markets have created a renewed interest in charitable gifting.  One particular tool that can be very effective in helping you achieve your charitable objectives is a donor-advised fund.

What are donor-advised funds?

Donor-advised funds are accounts that can be funded with appreciated stock, real estate, cash or other assets.  They can be established directly through charities or community foundations, as well as many mutual fund companies or brokerage firms.  Contributions made to donor-advised funds are invested and remain in the fund until you determine which individual charity to send a contribution.

What are the benefits of using donor-advised

Read More

Converting To a Roth IRA Just Got Easier

Now that Congress has extended lower tax rates through 2012, taxpayers should have an easier job deciding which taxation option to take for the conversion.

Starting in 2010, the tax code lifted the income limit imposed on those who wish to convert IRAs to Roth IRAs; taypayers at all income levels are now eligible to do Roth conversions.

One wrinkle in the tax law that has puzzled taxpayers is that for conversions done in 2010, you can either pay all the income tax on the conversion in 2010 or split the income from the conversion evenly over the 2011 and …

Read More

What You Should Know Before You Sell Your Investments At A Loss

One of the ways we help clients maximize their investment returns is by remaining vigilant for tax-loss harvesting opportunities during market declines. Like a silver lining in cloudy conditions, tax-loss harvesting can save you a significant amount of your own silver when the tax bills come due. On the other hand, like any good tool, in the wrong hands, it can cause harm instead of good. Let’s take a look.

An Advantageous Overview

First, what is tax-loss harvesting? It’s a technique for generating a legitimate capital loss on paper that you can use to offset current or future taxable capital …

Read More

A Comprehensive Summary of the 2010 Tax Relief Act

On Thursday December 16, 2010, Congress passed the Tax Relief, Unemployment Insurance Re-authorization and Job Creation Act of 2010. President Obama just signed the bill this afternoon Friday December 17, 2010.  This legislation, negotiated by the White House and select members of the House and Senate, provides for a short-term extension of Bush era tax cuts made in 2001.  It also addresses the Alternative Minimum Tax (AMT) and Estate, Gift and Generation-skipping Transfer taxes.

The following summary will provide you with key information and highlights from the bill with help from the Financial Planning Association.  I hope that you …

Read More

Forecast for 2011: T-Bonds Outperform

Stocks could rise solely due to a bubble and not because of fundamentals, but don’t buy them because when the truth comes out stocks will drop faster and further than you may be able to get the courage to sell. Don’t bother buying a bubble stock using the greater fool theory because when everyone panics and runs for the fire exit you could get trampled. Buy only things with a fundamental value above the current price. The 10 year P.E. is 22, should be 15, so that means stocks need to drop 33%, but because of temporary stimulus they may …

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login