Archive - February 28, 2011

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What Does Homeowners Insurance Actually Cover?

What Does Homeowners Insurance Actually Cover?

As I was recently perusing my homeowner’s insurance policy (yes, financial planners do that sort of thing) I got to thinking.  What exactly does this cover?

If you took out a mortgage when you bought your house you were required to have homeowner’s insurance.  The bank wasn’t about to loan you money without knowing their asset was insured.  But if that was several years ago and you can’t recall the name of the agent who sold you the insurance, your coverage might be out of date.

[See Lee Ann’s tips on life insurance policies for your children]

If you’re …

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