Archive - March 29, 2011

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3 Lessons in Risk Tolerance
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7 Things to Consider About Short-Term Personal Loans

3 Lessons in Risk Tolerance

Mar 29 2011
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Sherrill St. Germain, CFP® All posts from Sherrill St. Germain, CFP®
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On a recent family outing to Nashoba Valley Snow Tubing Park, I was presented with an unexpected opportunity to deepen my understanding of my own risk tolerance. I also came away with some new insights into just what a slippery concept “risk tolerance” is — whether in the context of sliding down a steep slope on a tube or designing a portfolio for a client. Here’s what went down and why it matters to your money.

First, some background:

This was the 2nd Annual Family Snow Tubing Day, because everyone had so much fun last year. I, for one, had …

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7 Things to Consider About Short-Term Personal Loans

Mar 29 2011
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Kimberly J. Howard, CFP®, CRPC®, ADPA®

Kimberly J. Howard, CFP®, CRPC®, ADPA® is the founder and owner of KJH Financial Services in Newton MA and Denver CO. She enjoys helping clients explore and achieve their life goals through effective comprehensive financial planning.

Kimberly holds a Master of Science degree in Computer Science Information Management from Boston University. She earned a Bachelor of Science degree in Mathematics and Physical Education from Stephen F. Austin University in Texas. She attended Boston University for her Certification in Financial Planning and H&R Block for Tax Preparation Certification.

Kimberly is currently an adjunct faculty member at MetroState University where she teaches General Financial Planning Principles, Income Tax, Retirement Planning and Estate Planning. She is a past adjunct faculty member at Boston University and The College for Financial Planning.

Kimberly is a member of the Financial Planning Association (FPA) and The National Association of Personal Financial Advisors (NAPFA). She was named to the Metropolitan Who's Who Among Executive and Professional Women. She is an expert Advisor for Nerdwallet, BrightScope, Morningstar, and FiGuide.

Kimberly promotes a life planning approach with a balanced work/life style. She is active in sports including cycling, golf, skiing, and hiking.

All posts from Kimberly J. Howard, CFP®, CRPC®, ADPA®
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If you are having temporary cash crunches and are in need of some quick cash to deal with it, you can consider short term personal loan as a viable option. Make sure you have a good credit history, payments track records and assets to use as collateral before you apply for a short-term personal loan. In case you require a mammoth amount you may not find this option feasible since the maximum loan amount it offers is relatively small. Read the 7 points given below to learn a few tips and tricks to avail a short term personal loan …

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