Archive - June 15, 2011

1
How To Determine Your Asset Allocation & Spending Strategies in Retirement
2
Are You a Victim of Illegal Investment Advice?
3
Calculating When You Can Retire

How To Determine Your Asset Allocation & Spending Strategies in Retirement

One of the most important decisions investors face is the asset allocation of their portfolio. For the retiree it will be inextricably tied to a second critical decision: the spending strategy used during retirement.

Asset allocation

 This is simply the percentage of a portfolio invested in the various asset classes such as stocks, bonds, and cash. It should be the top priority in constructing and managing a portfolio because it determines almost all of the risk and performance an investor experiences, and greatly affects the chances of meeting goals. Since we can’t predict the future and don’t know which asset …

Read More

Are You a Victim of Illegal Investment Advice?

It is all too common: an insurance salesperson who comes to your home after you attend a free seminar or a bank employee recommends that you cash out some or all of your stocks, bonds, or mutual funds and purchase an annuity. In doing so, they have broken the law and may not even be aware of it.

The Investment Advisers Act of 1940 is a United States federal law that was created to regulate the actions of those giving investment advice for compensation as means to protect the public.

The Act defines an “investment adviser” as anyone who, for …

Read More

Calculating When You Can Retire

I read the obits today.  Actually I read them every day – not because I think I’m going to know someone who died, but because the Boston Globe has a quirky take on just who gets a quarter page spread each morning.

I’ve noticed two trends over time.  One is that more and more people aren’t expiring until they are 90-something, which is rather encouraging, don’t you think?  The other is that most of those approaching the century mark never really “retired”.   Oh, they may have worked at a career for forty years or so, but the list of activities …

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login