Archive - June 25, 2011

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If You Haven’t Started Saving Enough For Your Retirement Yet; It May Be To Late

If You Haven’t Started Saving Enough For Your Retirement Yet; It May Be To Late

Everyone understands, at some level, the need to save for long-term goals. Buying a house, preparing for retirement, or sending a child to college are goals that we know we have to save for. But how much difference does it make whether we start saving now versus saving later?

When I began studying to become a financial planner, one of the first books I was required to buy was on “the time value of money.” The effect of earning compounding interest is fairly non-intuitive for most people, so it’s one of the first concepts that’s emphasized when you begin studying …

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