Archive - 2012

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Does Asset Allocation Still Work in Today’s Economy?
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Things To Consider BEFORE Co-Signing A Student Loan

Does Asset Allocation Still Work in Today’s Economy?

A recent conversation with another Financial Advisor led me to revisit a post I wrote just over a year ago about Diversification.  This particular Advisor was having second thoughts about the investing philosophy he had been sharing with his clients for years. 

Namely: long term stocks go up, buy and hold is the best strategy and it’s futile to try and time the market.  He was particularly frustrated with the fact that many asset classes seem to be highly correlated nowadays.  It seems that the market is always in a “risk on” or “risk off” mode where everything either rises …

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Things To Consider BEFORE Co-Signing A Student Loan

The number of parents and grandparents co-signing student loans is on the rise. As college costs rise, students may be forced to take out student loans in order to afford their degree. Banks and credit unions that issue private student loans typically require a co-signer before they will give a student money, and even some government student loans require a co-signer. Here are some things to consider before you agree to co-sign a student loan.

What does co-signing mean?
Many people have no idea what co-signing a loan actually means. They simply sign their name on the dotted line, and …

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