Q: I am the father of three. I have a $100,000 life insurance policy through my employer, but I am sure this will be a drop in the bucket assuming this bucket gets kicked. What do you recommend?
Term life insurance is so affordable that no one has an excuse to be underinsured. Over your career, make it your objective to save enough so you no longer need any life insurance. Those who accomplish this goal are self-insured and no longer need to pay a third party. But until then, life insurance provides great peace of mind.
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