Archive - June 12, 2013

1
Can We Count On Social Security?
2
What To Do With $1,000
3
10 Tips For Buying A Used Car

Can We Count On Social Security?

A number of surveys conducted over the last few years show that a growing number of Americans are losing faith that they will receive their full Social Security benefits as promised. Predictably younger adults expect to receive no benefits at all when they retire. Although they may differ regarding the urgency of the situation, most financial and policy experts agree there is good reason to be concerned about Social Security’s financial health.

The Social Security Act was signed into law in 1935 under President Franklin D. Roosevelt. It established two national social insurance programs; old-age retirement benefits for workers in …

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What To Do With $1,000

I occasionally get this question – especially around the time of tax refunds.  When someone comes up with an additional $1,000 dollars, they want to know how to best use that money to help out their overall financial condition.

Of course this question has different answers for different situations.  I’ll run through several different sets of conditions that a person might find him or herself in, and some suggestions for how you might use that $1,000 to best improve your financial standing.  It’s important to note that you don’t have to have an extra $1,000 lying around to use this …

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10 Tips For Buying A Used Car

When you factor in a car payment, registration, insurance, fuel and maintenance, for most families’ vehicles are only behind housing in terms of monthly expenditures. As a consumer, what you have to be careful of is not having your transportation expenses become so great that they interfere with building long term wealth and other financial goals. For that reason, I often recommend to clients that they strongly consider buying used vehicles instead of new. Not only does someone else take the initial depreciation hit there can be substantial savings on insurance and registration costs as well.

Here are some tips …

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