For females in the U. S., there is a high likelihood that at some point in your future you will be alone. Data from the National Center for Health Statistics at the Centers for Disease Control shows that the difference in life expectancy at birth between males and females was 4.8 years as of 2011. Although this is down from a high of 7.8 years in 1979, there is still a distinct possibility that as a female, you will be alone for some portion of your senior years. Just walk through any retirement community and it is easy to see …Read More
It seems that you can’t turn on the news or walk down the street without hearing something about The Affordable Care Act, also known as “Obamacare.” Eric Clark’s blog from July 16th addressed The Affordable Care Act from the standpoint of small business owners. This week, I will break down some of the key issues that you, as a consumer, should know and understand as some of these changes begin to be implemented later this fall.
1. Where will individuals and families obtain their health insurance coverage?
You can still obtain coverage through your employer, individually, or through government …Read More
Building on our recent tax newsletter, below are some charitable giving suggestions that might help reduce taxes while providing some personal fulfillment. It is well known that giving comes from the heart and is not typically financially motivated, but it doesn’t hurt to receive a little benefit when your tax liability is reduced. Taxes and charitable giving are unique to the individual. Since these recommendations might not be appropriate for everyone, always check with a professional advisor before making any final decisions.
Donating Appreciated Stock
Starting with the basics, you can typically donate appreciated stocks and mutual funds directly …Read More