Archive - June 17, 2014

1
CPI Increase: Will Bonds Crash?
2
Five Questions You Should Ask Yourself!
3
On Vacation? Let Your Worries Loose, Not Your Wallet
4
Financial Advice is Changing For The Good Of The Consumer

CPI Increase: Will Bonds Crash?

 

Today the CPI was published by the BLS with a 12 month increase of 2.1%. The classical pattern of economic recovery is that unemployment goes down, workers get more pay, they spend their pay by signing up for a loan which increases the money supply and creates inflation. The knee-jerk reaction is to assume a recovery, including full employment, will result in an increase in inflation.

However this recovery is very different from any post WWII recovery because it has been very slow, it has not recovered lost jobs for the hidden unemployed who are 3.5% of the population.

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Five Questions You Should Ask Yourself!

It’s hard to believe we are half way through 2014.  While we enjoy the relaxed pace of summer, we should make sure we are on track for a successful year.  Here are a few questions you should ask yourself as a mid-year assessment.

  1. If the second half of 2014 looks just like the first, will it be a successful year?

This question shouldn’t be restricted to money. While the financial aspect of 2014 should not be ignored, there are other areas that may need assessing as well….health, work-life balance, fun…etc.  I would suggest an honest evaluation of the question.  If …

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On Vacation? Let Your Worries Loose, Not Your Wallet

vacationConventional wisdom says that vacation is the time to let loose and while your Fee-Only financial planner doesn’t want to spoil your fun, he or she might caution you to not let too much money loose. Whether you’ve saved for a vacation or just decide you need a break, you don’t want to return from your vacation with serious regrets.

Going away for a break leads to temptation. When you have booked a discounted flight or found inexpensive accommodations, you may feel like it’s okay to treat yourself to dining in expensive restaurants each night or shopping a lot more …

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Financial Advice is Changing For The Good Of The Consumer

The consensus among industry experts in a recent article by Investment News suggests that financial advice needs to be more focused on the consumer and achieving their personal goals. For the longest time, however, financial advice has been littered with commission-based products, complex annuities with lengthy surrender charges, and mutual funds stuffed with hidden fees. But change is coming, and more advisers are trying to eliminate conflicts of interest and become fiduciaries, by putting their client’s needs ahead of their own.

fiduciary

1) n. from the Latin fiducia, meaning “trust,” a person who has the power and obligation to act …

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