This year has been a difficult year for software safety. Several months ago the Heartbleed bug was discovered which was described as the worst online security threat in 16 years. It was capable of defeating the “Open Secure Socket Layer” (SSL) used in internet commerce. Now last week a new bug in Windows was discovered which has been in existence for 19 years. One would think that after all this time the bug should have been detected and fixed much sooner. "This vulnerability has been sitting in plain sight for a long time despite many other bugs being discovered and …Read More
Self-employment is an important career choice for many people, and it is an option elected by many seniors and baby boomers. But with this choice comes the need to provide your own health insurance, which can be a formidable expense. And, thanks to the Affordable Care Act, a necessary one starting in 2014. If you are self employed and are seeking health care coverage, here are your major options.
Piggyback on a Partner’s Plan
If you have a spouse or partner who is or can be enrolled in an employer-sponsored plan, joining this plan is usually the simplest and least …Read More
Earlier this fall, the IRS announced increased retirement account limits for 2015. Retirement accounts that fall under these guidelines include 401(k), 403(b), some 457 plans, and the government’s own Thrift Savings Plan. The limit for the annual contribution to these plans has increased to $18,000 (from $17,500). It is also important to note that people aged 50 and above can now make “catch-up” contributions of $6,000 (an additional $500 from last year’s $5,500).
While these increases can be of great benefit to anyone, it is especially important for people over 50 who may not have saved as much as would …Read More