Archive - November 21, 2014

1
Will Wage Increases Destroy Bonds?
2
Storing and Easily Locating Your Vital Documents
3
An End of Year Financial Checklist

Will Wage Increases Destroy Bonds?

The employment cost index is up 3% annualized in the past half year. Does that mean workers are getting inflation causing raises? Will this make bond prices go down?

I suspect this statistic is warped by outsized gains for the top 10% who may be getting temporary unsustainable bonuses. Once the tech boom fades, as the Social Media industry becomes less credible, this income will decline, pulling down the average. If the bottom quartile of workers gets big raises they won’t be able to cause inflation because they have a hard time to qualify for loans. It is the growth …

Read More

Storing and Easily Locating Your Vital Documents

Do you know where to locate your birth certificate? How about your passport? How about your will, power of attorney, or health care directive? Many of us store these documents in a 'secure' location such as a fire-safe at home or bank safe-deposit box. But what if you need quick access to any of these documents?

read more

Read More

An End of Year Financial Checklist

Image courtesy of nuchylee at FreeDigitalPhotos.net

Image courtesy of nuchylee at FreeDigitalPhotos.net

It’s hard to imagine but another year is almost over. Soon, 2014 will make way for 2015. As you prepare for the end of the year here are some good tips to keep in mind before January 1st.

  • Have you put as much as you can into your 401k, 403b or other employer sponsored plan? If you’re expecting a bonus, consider saving some or all of it to your plan.
  • Did you get a raise? If you got raise, did you remember to give yourself a raise in your retirement savings? Many
Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login