Archive - November 2014

Sometimes when we need more money for a specific goal in the future such as retirement, college, a down payment on a home or an emergency fund we may feel that before these things can happen we need to make more money. We may feel that once our incomes are up to a certain level that we’ll be able to afford to save for those goals.

It may not be necessary to earn more in order to achieve the above goals. For many folks the solution is simply to prioritize. In other words, learning to distinguish between the wants and …

Regarding Quantitative Easing (QE) doubts have been raised about it, is it simply a placebo that worked only a tiny bit (not yet proven) in highly financialized countries like UK, US and can’t work elsewhere? Is it essentially analogous to fraud where the intended target is street smart and cynical enough to spot it and avoid it, which means business managers will refuse to leap to the conclusion that demand will rise and they will instead hunker down and refuse to expand plant and equipment? It seems QE worked only as a placebo to fool a monkey in a cage …

you prepared for the coming stock crash? As time goes by the market will move closer to the top and the market will become more diffused with a few leaders way ahead that are pushing up the indexes and lots of weaker stocks lagging the index. Since there will be more laggards than leaders as we get closer to the top then the odds go up that your own personal portfolio will contain more laggards than leaders.

If you own the laggards then you could be losing even if the market index was going up. As the top is approached …