These days, it’s hard not to hear about the student loan mess and how it’s the next financial crisis that’s currently brewing (some are already calling it a bubble). Students and parents write stories of how they were lured into borrowing far more money for college than they could ever pay back, even after throwing three or four years worth of salary at it. That is, if they could even find a job after graduation. Despite a student debt level that continues to grow, a college education is still one of the most worthwhile investments a high school graduate can …Read More
This article was originally published by Vid Ponnapalli on Kiplinger’s Wealth creation channel.
Recently I was talking to a good friend of mine, who is in his early fifties, about his retirement planning. I asked him how prepared he was. Here is what he said:
“I am all covered. I will retire at 65. I expect my retirement expenses to be 70% of my pre-retirement expenses. I will have saved up $1 million by the time I retire. I will invest this money in a portfolio of stocks and bonds with my stock allocation equaling 100 minus my …Read More
Vacations don’t have to be expensive. They certainly can be, but there’s no rule that dictates vacations must exceed a certain monetary threshold in order for the individual to enjoy it. Here are some ideas that readers may consider in order to take much needed vacations, but keep expenses from running out of control.
- Shop around for the best deals. Some simple research while sitting in front of the TV can pay huge dividends. There are many websites that offer coupons and discounts for stays at various hotel chains, bed and breakfasts, etc. Websites such as Airbnb, VRBO.com, Expedia, etc.,
Tue, JUN 28th, 2016
This article is for all business owners out there. You’ve spent the last several decades deep in the trenches. At first it was a real struggle. “Will I make the next payroll?”, “what if I lose that key customer?”. Then roots began to take hold. Your customer base expanded, your business processes solidified. Employees were added to back you up. The growth continued and your team grew broader and deeper. Each day you arrive at the office motivated to continue the project you began decades earlier: your business.
Yet, somewhere in your mind the thought arises …Read More
Thurs, JUL 28th, 2016
Several thousand miles from North America an island nation has voted to terminate their close economic and political relationship with the mainland countries to their east – British citizens want to leave the European Union. While many claim the vote was nothing but a protest and a large share of those who voted for it did not really want or expect it to succeed, succeed it did.
Passage of the Brexit begs the question – why should we care? Our exports to Britain comprise about 2.4% of our total exports and secession from the EU does …Read More