Archive - 2019

1
The Secret to Retirement Planning
2
Do You Have the Cash to Cover Common Home Repairs?
3
Avoid Shock at Tax Time with Tax Planning
4
Problems and (proposed) Solutions for 401k Plan
5
What Happens To Stocks When Interest Rates Change?

The Secret to Retirement Planning

I’m going to tell you the secret to retirement planning. It’s easier than you might imagine, but for those of you who can do it, it will really work, and that is – work longer and wait to collect Social Security, until 70, if you can.

I know that’s not for everybody. Some people have jobs that are just intolerable or too physically demanding or working a little bit extra and a little bit longer might not be an option for you.

For those that can, however, working a little bit extra and a little bit longer than you might …

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Do You Have the Cash to Cover Common Home Repairs?

  If you’re in the process of buying your first home, you probably already know that you have to save for a down payment, put money aside for furniture, and fund an escrow account. However, there are many other expenses that you may not have considered. One of these is the cost of home repair … Continue reading Do You Have the Cash to Cover Common Home Repairs?Read More

Avoid Shock at Tax Time with Tax Planning

Many of us simply work all year and then approach tax season with much dread. We delay doing our taxes for as long as possible because we don’t want to face this unpleasant task. Even people who feel assured of a refund may not file right away. But perhaps the recent changes to the tax code will encourage people to take a new approach after this year: tax planning. Rather than being surprised at what happens, you can plan for your taxes. You can make decisions earlier in the year that will help soften the blow of having to gather… Read More

Problems and (proposed) Solutions for 401k Plan

The 401k plan has been under a great deal of scrutiny lately, with quite a few proposals being offered to “fix” the system.  Granted there are a few problems with the system that is in place, but the overall concept is still good.  What follows is strictly my opinion of some of the real “problems” followed by a look at the presently proposed solutions that are being dallied about.

The Problems With 401k Plan

Note: for the purpose of this discussion (and most discussions here) the term 401k is used to refer to all CODA (Cash Or Deferred Arrangements) such

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What Happens To Stocks When Interest Rates Change?

Dimensional examines US market returns and a variety of interest rates to determine if you can predict which way stocks will move when interest rates change.
Be well, The post What Happens To Stocks When Interest Rates Change? appeared first on Joss Financial Group.… Read More

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