Talking to the Social Security Office
I often recommend talking to the Social Security Administration (SSA), either at your local office or on their hotline, to review your particular situation. But this advice comes with a caveat… you need to know as much as you can about your options, and what you are entitled to do, so that you are well-armed when you speak with the SSA.
This is because the SSA representatives’ default advice is often to recommend the option that provides you the largest benefit today. The reason for this may be because it is in the SSA’s best interest for you to …
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