Author - David Blain

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Estate Planning in the Digital Age
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How to Become a Millionaire
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Market Update: What You Need To Know

Estate Planning in the Digital Age

In recent years, a new category of assets has appeared on the scene which can be more complicated to pass on at someone’s death than stocks, bonds and cash. The list includes digital domain names, social media accounts, websites, blogs and pretty much anything stored on the cloud. These digital assets can present a real conundrum for technically-challenged heirs and executors.

For instance, if you were to die tomorrow, would your heirs or executor know the passcodes to access your laptop, iPad or smartphone? Or, for that matter, your email or online shopping accounts? Would they know how to shut …

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How to Become a Millionaire

You probably already know that it takes steady savings to accumulate wealth, but what constitutes steady? A recent article in Business Insider actually calculated—based on your age—how much you’d have to invest each day in order to become a millionaire.

Suppose your investments earn an average of 7% per year (not unreasonable over long periods of time), and you want to have $1 million by the age of 65. At age 20, you’d have to invest just $9 a day to achieve your goal (which really makes you rethink the cost of a cappuccino grande and a muffin at Starbucks …

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Market Update: What You Need To Know

The decline in stock market values has been quite broad-based around the globe the past couple of weeks, accelerating in the past two days. Although it can be disconcerting at times, our message remains the same: focus on the long-term and on what you can control.

Is this Normal?
There have been over 1,000 trading days in the US stock market between its 2011 correction and the one we’re in the midst of presently. This is an extraordinary length of time for the markets to rise essentially uninterrupted. Historically, you would expect a 10-25% correction in the stock market every …

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