Author - Jean Keener, CRPC®, CFDP®

1
How to Become Financially Fit in 2021
2
How To Give To Charity Wisely And Well
3
Ensuring Your Retirement Income
4
New Updates On Social Security
5
Why An Individual 401k May Be The Best Retirement Plan For Small Business Owners

How to Become Financially Fit in 2021

by Christina Slavonik, CFP(R) Oh, yes!  It’s that time of year again! It’s time to list out resolutions or goals that we would like to accomplish this year.  There may be some “rollovers” from 2020!  One important resolution to add to your list is to be financially fit.  It’s not something that happens overnight, but […]… Read More

How To Give To Charity Wisely And Well

Giving to charity has never been easier. You can donate the old-fashioned way–by mail–but you can also donate online, by text, or through social networking sites. According to the National Center for Charitable Statistics, over 1.4 million nonprofit organizations are registered with the IRS. With so many charities to choose from, it’s more important than ever to ensure that your donation is well spent. As you consider year-end giving, here are some tips that can help ensure you are both a generous and wise donor. Choose your charities

Choosing worthy organizations that support the causes you care about can be …

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Ensuring Your Retirement Income

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide.

Social Security

According to the Social Security Administration (SSA), more than 9 of 10 people aged 65 or older receive Social Security benefits. However, most retirees also rely on other sources of income.

The SSA sends you an estimate of your benefits each year. The closer you are to full retirement age, the more accurate that estimate will be. For …

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New Updates On Social Security

You should be aware of two recent developments for social security – one affecting workers and one retirees.

For retirees

On March 1, 2013, the U.S. Treasury Department will stop mailing paper benefit checks. After that date, all Social Security beneficiaries (as well as anyone receiving another type of federal benefit, such as Supplemental Security Income benefits, Railroad Board annuity payments, federal retirement benefits, or veterans benefits) will be required to receive their benefits electronically. The federal government estimates that switching to electronic payments will save taxpayers $1 billion over 10 years, and cut down on the risk of lost …

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Why An Individual 401k May Be The Best Retirement Plan For Small Business Owners

If you’re self-employed or own a small business, you’ve probably considered establishing a retirement plan. If you’ve done your homework, you likely know about simplified employee pensions (SEPs) and savings incentive match plans for employees (SIMPLE) IRA plans. These plans typically appeal to small business owners because they’re relatively straightforward and inexpensive to administer. What you may not know is that in many cases an individual 401(k) plan may be a better deal for you. An individual 401(k) plan is worth considering if you’re looking to set up your first retirement plan or increase tax-preferred savings.

What is an individual

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