Author - Michael Rivas

1
Don’t Let Identity Theft Ruin the Holidays
2
Are Two Heads Always Better Than One?
3
Do You Have Investing FOMO?
4
Should You Rent or Buy a Home?
5
How Much Is Too Much College Debt?

Don’t Let Identity Theft Ruin the Holidays

As you gear up for the busiest shopping time of the year, managing your money involves more than just setting and sticking to a budget. 

Thieves, knowing that the holidays make us distracted shoppers, are just waiting for you to make the slightest slip-up that allows them to access your finances. That explains the 22 percent spike in holiday ID theft from 2016 to 2017.

Couple this with the fact that 53 percent of all holiday shopping now happens online (a hacker’s paradise!) and the odds are pretty good that even the wisest of us might make our wallets a …

Read More

Are Two Heads Always Better Than One?

If you’ve ever had a roommate and/or been married, you know how hard it can be for two people to work together for what is (hopefully) a mutually beneficial goal. Whether it’s to save money on rent, or simply because you love and want to build a life with someone, we enter into these interpersonal arrangements with the best of intentions to compromise with and respect our partner to achieve the best possible outcome.

Yet, based on the estimated 50% divorce rate in America, those intentions clearly don’t always pan out.

Why, then, do we think that a business partnership …

Read More

Do You Have Investing FOMO?

You get it: you need to invest wisely in order to grow your wealth.

You understand the importance of getting your money into the market, and you’ve been diligently contributing to retirement accounts and maybe even a brokerage account for years now.

But you can’t help but wonder… are you investing in the best possible way? Are you potentially missing out on a better investment someone else is using that you don’t know about?

It’s reasonable to feel this fear of missing out on something great — or having a little investing FOMO. It’s when you act on this fear that

Read More

Should You Rent or Buy a Home?

Owning a home is a quintessential part of the American Dream. It’s what you do once you secure a stable career, get married, and settle down.

Right?

That might have been something that felt written in stone in the past. In our culture, homeownership became one of the boxes you felt obligated to check on the “should do” list.

You should go to college and earn your degree to get a better job. You should get married to the right person before settling down and having kids. And you should buy a home as soon as you can afford to

Read More

How Much Is Too Much College Debt?

Over 44 million Americans walked away from their time in higher education with some amount of college debt. The total amount of student loan debt collectively carried by college students and grads today is $1.45 trillion, and the average 20-something-year-old borrower pays $350 per month on their loans.

There’s no question about it: student loan debt is a serious financial burden for many students, parents, and newly-minted grads.

Whether you’re considering college costs for a family member or want to go back to school yourself, you likely want to avoid dealing with student loan debt thanks to statistics like

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login