Dealing with personal finances can be daunting. They could be a new venture for you or your current way of dealing with them is less than ideal. Here are some tips that can aid you in developing good personal finance habits.
- Use technology. Whether developing a budget, savings plan, etc. the use of technology can make life easier. App such as Mint.com or spreadsheet software like Excel can assist you in getting organized and making clutter more organized.
For example, an app like Mint consolidates all your finances, accounts, and can give you a snapshot of what you’re spending, saving, …Read More
About seven years ago, I was talking with my hair stylist about thinning hair and she recommended Nioxin 2 shampoo. It is one of those shampoos that is a professional-level shampoo and thus comes with a professional-level price. Although it retails in various stores both online and around town, it is not available in most grocery stores.
Because I buy in the 33.8oz bulk size and use only just enough, it takes me a year before I run out …Read More
Our children see us order something new from Amazon. A few clicks on the computer, and it arrives in two days. They watch us insert a card into a machine at the store and we take home whatever we wanted. Then there are those ATMs at every turn ready to disperse cash with a magic PIN.
Adults know how difficult it can be to earn money. Still, our children see that easy access and often assume that making money is just as simple as pushing a button.
By age 3 your child understands basic money concepts. By age 7, many …Read More
The new year always gets people talking and thinking about changes they would like to make. For some, that means finally getting serious about leaving a career for which they are no longer passionate. For others, it may mean devoting time to an entrepreneurial endeavor, business start-up, or even a capital intensive passion project.
If you count yourself among either of these groups, I’ve got some advice to make that transition a lot easier on your finances.
Depending on how dire your situation is, and how desperate you are to change, these steps can feel lengthy. But ideally, no career …Read More