You get it: you need to invest wisely in order to grow your wealth.
You understand the importance of getting your money into the market, and you’ve been diligently contributing to retirement accounts and maybe even a brokerage account for years now.
But you can’t help but wonder… are you investing in the best possible way? Are you potentially missing out on a better investment someone else is using that you don’t know about?
It’s reasonable to feel this fear of missing out on something great — or having a little investing FOMO. It’s when you act on this fear that …Read More
Owning a home is a quintessential part of the American Dream. It’s what you do once you secure a stable career, get married, and settle down.
That might have been something that felt written in stone in the past. In our culture, homeownership became one of the boxes you felt obligated to check on the “should do” list.
You should go to college and earn your degree to get a better job. You should get married to the right person before settling down and having kids. And you should buy a home as soon as you can afford to …Read More
Over 44 million Americans walked away from their time in higher education with some amount of college debt. The total amount of student loan debt collectively carried by college students and grads today is $1.45 trillion, and the average 20-something-year-old borrower pays $350 per month on their loans.
There’s no question about it: student loan debt is a serious financial burden for many students, parents, and newly-minted grads.
Whether you’re considering college costs for a family member or want to go back to school yourself, you likely want to avoid dealing with student loan debt thanks to statistics like …Read More
Most people invest in order to grow wealth over time. It’s only natural to want the biggest returns possible as part of that process.
But focusing on returns isn’t necessarily a sound investment strategy — and it could be part of what leads average investors to perform so poorly.
In fact, average investors don’t just fail to get big returns. They tend to underperform market indices that they invested in, like the S&P 500. In 2015, the S&P 500 index outperformed average investors by 3+% percent and they did the same with the Barclay’s Bond Index!
Theoretically, that shouldn’t …Read More