One thing we all realize as we journey through life is that change is constant. The changes can be positive or negative, and can include things like a job change, a child leaving for college, the birth of a child, starting school, graduating from school, difficulties at work, buying a house, empty nest, marriage, divorce, or death. When only one transition hits at a time, we are typically able to concentrate and continue to function at very high levels. However, there are times when the combination of stressors can be so overwhelming they have a serious impact on our brains’ …Read More
It seems that you can’t turn on the news or walk down the street without hearing something about The Affordable Care Act, also known as “Obamacare.” Eric Clark’s blog from July 16th addressed The Affordable Care Act from the standpoint of small business owners. This week, I will break down some of the key issues that you, as a consumer, should know and understand as some of these changes begin to be implemented later this fall.
1. Where will individuals and families obtain their health insurance coverage?
You can still obtain coverage through your employer, individually, or through government …Read More
A 2007 study by Harris Interactive found that 55% of all Americans die without a will. In legal parlance, dying without a will is known as dying ‘intestate.’ So who gets your stuff if you die intestate in Virginia?
Rumor has it that the state automatically takes all of your assets if you die without a will. This can happen, but rarely does. In the commonwealth of Virginia, your assets go to your next of kin. (This assumes that you actually leave behind an estate worth something after all your debts, taxes and final expenses are paid.) Only if there …Read More
Behavior change is a funny thing. We can tell ourselves we want to change, even that we have changed, and yet still continue the same behaviors. It only takes a moment to make a choice that runs counter to our intentions, and then we have regret, or guilt, which doesn’t tend to help us make better choices next time. I think that because we have good intentions more of the time than we make bad choices, we can sometimes delude ourselves into believing we have been “good,” when we really have been quite bad.
For several years I was a …Read More
While we are not endorsing the position taken in “Why parents shouldn’t pay for college,” we are going to discuss some of the ideas presented.
Author Liz Weston spoke with Professor Laura Hamilton, co-author of the book Paying for the …Read More