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Restoring Social Security benefit level after early filing
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Here’s Why You Should File Your Taxes Early This Year
3
What income is used for the Annual Earnings Test?
4
GameStop-Shop, Chop or Slop?
5
Is Cash Always King?

Restoring Social Security benefit level after early filing

There’s at least one circumstance in the Social Security retirement benefits world where it seems you can have your cake and eat it too. For whatever reason, this one has completely slipped past me up to this point, but I assure you, it’s legitimate and a very real part of Social Security’s rules. 

Not long ago, I was looking over some information on Social Security audits (Hey, some people collect stamps, I read audits. Sue me!), when I came across an audit that caught my eye. This particular audit, done by the Office of the Inspector General of the …

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Here’s Why You Should File Your Taxes Early This Year

Early spring brings bright sunshine, blossoming blooms, tax bills, and plenty of beads and trinkets. In New Orleans, Mardi Gras, unfortunately, coincides with tax season, and tax filing. 

Income tax payments can eclipse nearly all other expenses you pay during your lifetime. Nobody enjoys paying them but spending a little time now can help you identify opportunities to optimize your credits, deductions, and future earnings. Fine-tuning your taxes early will help align your cash flow and improve your finances while keeping you ahead of the game. 

While we can’t help you out with the crowded festivals and parade going, we …

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What income is used for the Annual Earnings Test?

If you’re receiving Social Security retirement benefits and you’re under Full Retirement Age (FRA), you may be subject to the Annual Earnings Test. This is a test to see if you’re actually retired enough (per the Social Security Administration’s rules) to receive your Social Security retirement benefit.

You can read up on the rules about the Annual Earnings Test by clicking the link. Effectively, if you earn more than $18,960 (for 2021), then for each $2 over that amount in earnings, your Social Security retirement benefit is reduced by $1. If this is the year that you’ll reach …

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GameStop-Shop, Chop or Slop?

By now, I’m sure you’ve heard or read about the whole GameStop stock market story in the news or online this past week.  I realize a lot of ink has already been spilled on this topic and I am not sure I can add much value or color to the discussion. Nonetheless, perhaps my added value can be to try and explain, in the simplest terms that I can muster, this craziness in the stock and derivatives market.

Let me say that the GameStop “short squeeze” debacle has had little effect on the individual investor, because we, and the majority …

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Is Cash Always King?

Seasoned debaters know that a persuasive argument isn’t about being right or wrong, rather it comes down to delivering your points in a compelling, efficient, and strategic manner. There are many topics in the financial world that have spurred such debates over the years and the effectiveness of cash has certainly had its time in the limelight.

Without further ado, the question you’ve all been waiting for: is cash really king?

A look at both sides of the coin.

It should come as no surprise that people have different opinions on the role cash should play in your finances.

The

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