Supercharge Your 401k

New research shows 401k plan participants would be well-served to receive the services of a fee-only independent financial advisor. A Charles Schwab study revealed that 401k participants who sought professional assistance in allocating their assets earned a significantly greater rate of return than those who did not. The data examines 2006 returns and is broken down by age group.

The study reveals the significant value-added benefits 401k plan participants receive when they are educated regarding the impact of risk, return, time and diversification. Additional value was found to be added by advisors who persistently rebalanced a globally diversified portfolio.

Add fuel to your 401k today! Contact me to schedule a complimentary consultation where we’ll identify high-quality investment options and design a diversified portfolio.

About the author

Lon Jefferies, CFP®, MBA

Lon Jefferies is an investment advisor representative with Net Worth Advisory Group, a fee-only financial planning firm in Salt Lake City, Utah. He is a Certified Financial Planner (CFP®) and a member of the National Association of Personal Financial Advisors (NAPFA). He possesses an MBA and bachelor's degrees in Finance and Marketing from the University of Utah. Lon writes articles for local magazines such as Utah CEO, Business Connect and Utah Business Magazine, and he consistently contributes articles to online magazines such as and (by The Wall Street Journal). Additionally, Lon is an expert author at Lon has been quoted nationally in publications such as the NY Times and Investment News.

Lon can be contacted at (801) 566-0740 or Learn more about Net Worth Advisory Group at and visit Lon's blog at

One Comment

Leave a comment
  • If u did not know that you qualified for an exception from paying 10% early w/d penalty on 401k . So u rolled it into another liquid 401k and then took withdrawals only as needed to minimize penalties . Do u lose your qualification for exception or do u still qualify for no penalty on early w/d on new 401k?

Leave a Reply

Copyright 2014   About Us   Contact Us   Our Advisors       Login